Appendix 1.

Effective since 01.09.2024

Return

Appendix 1. Products and services that are no longer offered

PAYMENT PLANS
Services included in Payment plan Citadele 15 Citadele 55 Citadele 120
Commission fee for the Payment Plan per month 8 EUR 14 EUR 25 EUR
Electronic payments within Citadele bank group (without limitations) Free of charge
SEPA, SEPA Instant payments 15 payments free of charge 55 payments free of charge 120 payments free of charge
Opening and maintenance of current account 1 account – free of charge 3 account – free of charge 3 account – free of charge
Issuance and maintenance of Mastercard Debit Business card within first year from the moment of drawing up of the Payment Plan 1 card 2 cards 3 cards
Connection to Citadele Online Banking and activation of MobileScan or issue of Digipass GO3 to one user Free of charge
Access to and usage of Citadele online bank and SMS bank Free of charge
PAYMENT CARDS
3D Savings Account payment card MC Standard1
Service Fee
Fee for card 1 EUR per month
Fee for supplementary card Free of charge
Replacement of a card 6.50 EUR
Commission fee for goods and services purchase Free of charge
Cash withdrawal in ATMs of Citadele Bank Free of charge
Cash withdrawal in ATMs of other banks 3% min. EUR 3
Cash withdrawal from Citadele bank and other banks 3% min. EUR 3
Interest on unauthorized negative account balance 0.06% per day
Payment from account according to fees for 3D Savings Account
Maestro 1
Service EUR USD
Monthly fee of a card and of a supplementary card 1 EUR 1 USD
Replacement of a card Free of charge2 Not available
Commission fee for goods and services purchase Free of charge Free of charge
Cash deposit in ATM-s of Citadele Free of charge Free of charge
Cash withdrawal from ATM-s of Citadele Free of charge 3% of the sum, min 5 USD
Cash withdrawal from ATM-s in Estonia and outside of Estonia 3% of the sum, min 2 EUR 3% of the sum, min 5 USD
Cash withdrawal from Citadele bank according to standard fees according to standard fees
Mastercard Standard
Service EUR USD
Monthly fee of a card and of a supplementary card 2.20 EUR 2.50 USD
Replacement of a card Not available Not available
Commission fee for goods and services purchase Free of charge Free of charge
Cash deposit in ATM-s of Citadele Free of charge Free of charge
Cash withdrawal from ATM-s in Estonia and outside of Estonia 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Cash withdrawal from Citadele bank and from other banks 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Outgoing payments from card account according to the fees for outgoing payment+ 3% of the sum according to the fees for outgoing payment+ 3% of the sum
Annual credit interest rate 22% 22%
Interest rate for the spent credit limit till the 15th date of the next month 0% 0%
Annual late payment interest rate 45% 45%
Overdraft minimum monthly payment amount 5% of spent overdraft amount and 100% excess expenditure 5% of spent overdraft amount and 100% excess expenditure
Overdraft penalty 0.2% per day 0.2% per day
MasterCard Gold
Service EUR USD
Monthly fee for card 6 EUR 6.50 USD
Monthly fee for supplementary card 6 EUR 4.20 USD
Replacement of a card 6.50 EUR 9.30 USD
Commission fee for goods and services purchase Free of charge Free of charge
Cash deposit in ATM-s of Citadele Free of charge Free of charge
Cash withdrawal from other banks ATM-s in Estonia and outside of Estonia: 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Cash withdrawal from Citadele bank and other banks 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Outgoing payments from card account according to the fees for outgoing payment + 3% of the sum according to the fees for outgoing payment + 3% of the sum
Interest on unauthorized negative account balance 0.06% per day 0.06% per day
Annual credit interest rate 22% 22%
Interest on spent credit limit until the 15th date of the next month 0% 0%
Annual late payment interest rate 45% 45%
Overdraft minimum monthly payment amount 5% of spent overdraft amount and 100% excess expenditure 5% of spent overdraft amount and 100% excess expenditure
Start-up loan3
Service Fee
Consideration of an application for start-up loan Free of charge
Contract fee for start-up loan 2% of credit amount, min 250 EUR
Execution of amendments for start-up loan: 1% of credit amount, min 250 EUR
payment date change 30 EUR
other amendments 1% of credit amount, min 250 EUR
Full or partial premature repayment credit/credit line 2% of repayment credit amount
  • 1 From 01.11.2019 cards not issued.
  • 2 As of 01.11.2019 Maestro card will be renewed, replaced as Mastercard Business Debit.
  • 3 Starting from 01.01.2019 Bank does not offer Start-up loan for business customer

Next: Leasing

To product list

Message on the use of cookies

On our website, we use our own and third-party cookies to provide a better website and online service user experience and offer content and services which interest you, based on your habits. See more in our Cookie Terms and Conditions. You can agree to our use of cookies by selecting Confirm, or reject them by selecting Reject. You can also change or cancel your decision at any time by selecting Cookie Settings. If you choose to reject all cookies, our website will only save the functional cookies necessary for the website to function and be secure, and for which we do not require your permission.  

Cookie Settings
View full size image