Citadele’s best offers this year

¹ The Home loan provider is the AS Citadele banka Eesti filiaal. The initial annual percentage rate is 6.13% on the following sample: loan amount 120 000 EUR, floating interest rate 5.874% per year (margin 1.8% + six-month Euribor 4.074% on 10.11.2023), contract fee 1200 EUR, period 360 months, number of repayments 360, amount of repayments 255 515.97 EUR, total amount 256 715.97 EUR, repayment in monthly annuity payments. The loan is to be secured by mortgage and the collateral is to be insured. The insurance premium depends on the size of the housing and the insurer. The mortgage and insurance costs have not been taken into account in this annual percentage rate calculation.

² The Leasing provider is the Estonian branch of SIA Citadele Leasing. The annual percentage rate is 7.15% on the following example conditions: purchase amount 25 000 EUR (with VAT); down payment 10%; residual value 0%; the sum of the credit 22 500 EUR (with VAT); contract period 60 month; number of repayments 61; contract fee 0 EUR; floating interest rate 3.20% per annum + 3 months' Euribor (30.09.2023 3-month Euribor rate was 3.952%; the rate set out in your agreement may change every 3 months; negative Euribor equals to zero); the total sum of the credit 29 518.97 EUR. A motor third party liability insurance contract and CASCO insurance contract need to be concluded. Please examine carefully the terms and conditions before entering into any agreement and if necessary, to consult a specialist.

³ The Consumer loan provider is the AS Citadele banka Eesti filiaal. The initial annual percentage rate is 13.29% on the following sample: amount of credit 2000 EUR, interest rate 11% per year (fixed rate), contract fee 50 EUR, period 48 months, monthly payments 51.87 EUR, total amount of repayment 2539.76 EUR.

⁴ The Car loan provider is the AS Citadele banka Eesti filiaal. The initial annual percentage rate is 12.77% on the following sample: amount of credit 8000 EUR, interest rate 11% per year (fixed rate), contract fee 160 EUR, period 48 months, monthly payments 206.77 EUR, total amount of repayment 10 084.56 EUR.

⁵ The Home energy efficiency loan provider is the AS Citadele banka Eesti filiaal. The initial annual percentage rate is 5.97% on the following sample: amount of credit 5000 EUR, interest rate 4.9% per year (fixed rate), contract fee 100 EUR, period 60 months, monthly payments 94.13 EUR, total amount of repayment 5758.60 EUR.