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A MINUTE IN THE BANK IS A MINUTE TOO MANY

Digital banking is simple, quick and convenient.

The girl is comfortably lying in bed and looking at her phone.
A girl in red clothes holds a lava-coloured Citadele C prime card in her left hand.
Special offer

Earn 3% on your account balance!

Become our customer, choose any C card, and earn 3% interest on your card account balance!

  • Join us via the mobile app or at a branch.
  • Order and activate your preferred C card.
  • Let your money work for you!
Become a customer Read terms and conditions

The offer is valid for new private customers who become our clients no later than 31.03.2026, for amounts up to 10 000 EUR.

For home purchase or upgrade

Home renovation loan

  • For property purchase, repairs or major renovation with a term of up to 10 years.
  • Up to 30 000 EUR with fixed interest rate from 6.8% per year.1

Home energy efficiency loan

  • For the purchase or installation of solar panels or other renewable energy systems with a term of up to 10 years.
  • Up to 30 000 'EUR with fixed interest rate from 4.9% per year.2
Apply

For various goals

Consumer loan

  • For bigger purchases or other plans.
  • Individually calculated offer financing of up to 25 000 EUR.3

Car loan

  • For car or motorcycle.
  • From 1000 up to 25 000 EUR without first instalment and CASCO.3
Apply

Home loan

  • Loan processing fee 0 EUR when you buy a home from a new real estate project developer. Offer applies until 31.03.2026.
  • 0 EUR processing fee4 and reimbursement of the appraisal report up to 450 EUR for families raising three or more children, when you submit a new home loan application 01.02.2026–31.12.2026.
  • Fill in an application online, receive an offer, submit your documents and sign an agreement online.
Apply

More convenient everyday with C cards - enjoy the benefits of the card!

  • Free transfers in EUR across Europe and cash withdrawals free of charge worldwide (within card’s limit).
  • Card without monthly fee - try C prime for 3 months and C supreme for 2 months for free.
  • Travel and shopping insurance - basic for C supreme card, while C prime card holders enjoy extensive insurance for purchases and travel for the entire family.
  • Apply for C card in mobile app at a convenient time and place for you.
View cards
Two Citadele payment cards: C prime (gray with a rainbow shimmer) and C supreme (gold) with VISA logo.

Get even more from your card - C card rewards you for shopping!

  • When you sign up for the C REWARDS program (it’s free), you collect points for each purchase to get the prize of your choice.
  • Exchange points for free coffee, cinema ticket or restaurant meal, Wolt vouchers or other prizes from our shopping, gourmet and leisure offering.
  • Receive monthly special offers and benefit from discounts with our partners in shops, cafes and entertainment venues.
I want free prizes

Become a customer remotely

Become a customer through the Citadele mobile app wherever and whenever is convenient.

  • Takes just 7 minutes.
  • Receive your card by post in five business days.
  • You can use the bank’s digital services straight away.
Download app Scan and download the app

1 The initial annual percentage rate is 7.92% on the following sample: amount of credit 5000 EUR, interest rate 6.8% per year (fixed rate), contract fee 100 EUR, period 60 months, monthly payments 98.54 EUR, total amount of repayment 6012.02 EUR.
2 The initial annual percentage rate is 5.97 % on the following sample: amount of credit 5000 EUR, interest rate 4.9 % per year (fixed rate), contract fee 100 EUR, period 60 months, monthly payments 94.13 EUR, total amount of repayment 5758.60 EUR.
3 The initial annual percentage rate is 9.15% on the following sample: amount of credit 5000 EUR, interest rate 7.8% per year (fixed rate), contract fee 100 EUR, period 60 months, monthly payments 101.21 EUR, total amount of repayment 6172.60 EUR.
4 The initial annual percentage rate is 4.03% on the following sample: loan amount 120 000 EUR, floating interest rate 3.956% per year (margin 1.8% + six-month EURibor 2.156% on 26.01.2026), contract fee 0 EUR, period 360 months, number of repayments 360, monthly payments 569.86 EUR, amount of repayments 205 148.63 EUR, total amount 205 148.63 EUR, repayment in monthly annuity payments. The loan is to be secured by mortgage and the collateral is to be insured. The mortgage and insurance costs have not been taken into account in this annual percentage rate calculation.